2003年皇家银行就曾向20万顾客退还
   共计$1,300万元错收的房屋贷款利息

  07/09/2003 - Royal Bank pays back millions

Reported in a Canadian newspaper today (July 9th 2003) the largest Bank in Canada, ROYAL BANK has quietly been mailing out rebate cheques, because of calculation errors to 200,000 mortgage clients for a total of $13 million dollars. The errors go back as far as 1992 and are because of interest calculation errors due to the Royal Banks variable rate mortgages.
Michael Janigan, executive director of the Public Interest Advocacy Group in Ottawa said the Royal Bank case “raises the issue that you cannot rely absolutely upon calculations done by your Bank at all times”.
This problem could have possibly been avoided if lenders were legislated to provide up to date amortization schedules at the end of each year. People make mistakes and so do computers because people program computers. An amortization schedule is a double check on the lenders.



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